Final Expense
Is Final Expense Insurance right for you?
Final expense insurance provides coverage specifically for the costs associated with a funeral and memorial service. This affordable option is typically at a lower face value than regular life insurance while alleviating the financial burden that may fall on your loved ones at the time of your burial.
When considering final expense insurance, please consult your financial advisor to ensure it aligns with your financial requirements.
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Please contact us to learn more about our products and to see if final expense insurance is right for you.
Our Final Expense Products
Single Premium Whole Life
A Single Premium Whole Life Policy is an effective way to acquire permanent life insurance coverage. Making a one-time payment offers lifetime coverage. Two and Three tier payment plans available. Commemorate a newborn’s arrival or newlywed with the security of a fully paid-up policy.
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- Issue Ages 0-85.
- $5,000 minimum coverage. Policies can be issued in any amount. (subject to medical limitations).
- Separate rates for male/female; Tobacco/non-tobacco.
- Guaranteed death benefit as long as premiums are paid to date.
- The paid-up additions dividend option increases both the cash value and death benefit of the policy.
- Cash Value Growth – the policy builds cash value over time.
- Policyholders are eligible for a variety of FCSU benefits, including scholarships for those who qualify, cultural programs and fraternal events.
Dividends are not guaranteed.