FCSU ANNOUNCEMENTS

#1 Announcement – IRA deposits for the 2011 tax year must be made by April 15, 2012

First Catholic Slovak Union IRA’s are available as traditional or roth

Eight-Year Flexible Premium 3.75%* minimum 3.00%

Six-Year Flexible Premium 3.50%* minimum 2.00%

Six-Year Fixed Rate 3.25%* minimum 2.00%

* Current rates

For more information and forms, please contact our Home Office or your local Branch Officer.

Click here for more information on our Annuity Plans

#2 Announcement – How Sound is The FCSU?

From time to time, we receive inquiries as to the strength of our Jednota and how financially sound we are. This is understandable, especially in view of the recent economic turmoil and financial troubles of some larger corporations. Following are some facts regarding our organization.

1. The Society was incorporated in 1890!

• That means we have been in continuing successful operation for 120 years.
• How many businesses can make that boast?

2. Our assets now exceed $272,289,000.

• In just the last 5 years, assets have increased 38%. In 2006 assets totaled $197,311,000.

3. Our financial position as of December 31, 2010 is as follows:

• Bonds constitute 88.9% of the Society’s assets, and have an average maturity of 14 years. The Society enjoys excellent bond quality, with 92.0% of the bonds in the two highest NAIC rating classes. Preferred Stock now makes up 2.2% of invested assets and Common Stock 1.0% in an effort to diversify the portfolio and increase investment return. Other assets consist of cash (3.3%); mortgages (0.7%); real estate (1.0%); and all others (2.9%). The Society’s net investment rate of return was 5.89%, which mirrors the five-year average of 6.40%.

4. Surplus funds and other non-liability reserves total over $21,864,800, an increase of 8% over 2009.

• These funds are available in case of market downturn, or an unforeseen emergency.

5. The Society is regulated by the insurance department of the state of Ohio, as well, as the insurance departments in each state it is licensed.

• The Insurance departments conduct regular examinations on a periodic basis and a regular examination was completed during 2005. No major problems were noted.

6. The Society is a member of the National Fraternal Congress of America (NFCA).

• The NFCA was founded in 1886 and is the recognized leader of the Fraternal Benefit System. Its member organizations work together to meet the challenges of a changing world. Member organizations must meet the NFCA’s established Membership Standard and agree to follow the business principles and ethics as prescribed by the Congress.

7. The Organization files financial statements on a quarterly and annual basis using the prescribed industry forms and format.

• The financial statements are filed and reviewed by each state in which the Society is licensed.
• The Society has regular audits by its internal auditors.
• The Society’s external auditors annually audit the financial operations of the Society and submit the required certified report to the State insurance department.

We point with pride to our long, sound service to our members and the public sector.

#3 Announcement – Wanted!

The First Catholic Slovak Union of the United States & Canada is seeking agents or licensed Recommenders who are fluent in the Slovak language to represent the Society and market our Life Insurance and Annuity products, especially in the New York and New Jersey area.

PLEASE CALL OR EMAIL US:

• President Andrew M. Rajec – 1-800 JEDNOTA (533-6682)
• Vice-President Andrew R. Harcar, Sr. – 1-800-JEDNOTA (533-6682)

HĽADĀME

Prvá Katolícka Slovenská Jednota Spojených Štátov a Kanady hľadá Slovensky plynule hovoriacich agentov alebo licencovaných doporučiteľov, ktorý by reprezentovali našu spoločnosť a ponúkali naše životné poistky a životné sporenie, najmä v oblasti štátov New York a New Jersey. O bližšie informácie zavolajte alebo pošlite e-mailovú správu:

• Prezident Andrew M. Rajec – 1-800 JEDNOTA (533-6682)
• Zástupca Prezidenta Andrew R. Harcar, Sr. – 1-800-JEDNOTA (533-6682)

#4 Announcement – Czech & Slovak Restaurant ZLATA PRAHA presents Venison & Wild Game Feast

FEBRUARY 17, 18, 19, & 24, 25, 26, 2012 Friday – Saturday – Sunday

Kitchen is open from 12 noon to 11pm.

You May Choose from: Venison Pate, Cold Venison Platter, Venison in Cream Sauce, Venison Rollatine with Mushroom, Hunter’s Goulash, Venison Tenderloin with Garlic Sauce, Venison Ribs & more. OTHER SPECIALTIES: Quail with Almond Stuffing, Rabbit in Cream Sauce, Wild Boar, Roast Pheasant and more WE ALSO OFFER NON-VENISON SPECIALS RESERVATION REQUIRED For reservation call (718) 721-6422 or E-mail 28-48 31st Street, Astoria, NY 11102 – Subway: Queens N train stops at 30 Ave.
e-mail: info@zlatapraha.ccwww.ZlataPraha.cc

Change of program is possible